331 Spring Cove Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 331 Spring Cove Rd, Florence, AL 35634 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1980
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$345 (2024)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-03-0-001-011-000`

Property Details

APN / Parcel Number

Primary APN	`16-02-03-0-001-011-000`
Alternative APNs	`025026` `39851` `25026`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Lot Dimensions	315 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	25026
Street Address	331 SPRING COVE RD
City	FLORENCE
State	AL
Zip	35634-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	240 X 301.28 IRR SPRING COVE HEIGHTS LOTS 14 & 15 2.35 AC/C FI 92-189 FR F05 MARRIAGE CERT
Legal Range	10W
Legal Township	02S
Legal Section	03
Legal Subdivision	SPRING COVE HEIGHTS
Legal Lot Number	14-15 15
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1009
Census Tract	11603

Owner

Source: Lauderdale County records · APN 16-02-03-0-001-011-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	331 SPRING COVE RD, FLORENCE, AL 35634-3629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	331 SPRING COVE RD, FLORENCE, AL 35634-3629
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/5445
Date	Feb 15, 2019
Book Page	2019/5445

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 17, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$17,740 (+3.62%)	$177,260 (+3.55%) Land $46,500 Building $130,760
2024	$345.00 (-5.22%) Homeowner's exemption Senior Citizen's exemption	$17,120 (+311.54%) Land $4,520 Building $12,600	$171,180 (+6.73%) Land $45,200 Building $125,980
2023	$364.00 (-8.54%) Homeowner's exemption Senior Citizen's exemption	$4,160 (-68.77%) Land $4,160	$160,380 (+20.5%) Land $41,500 Building $118,880
2022	$398.00 Homeowner's exemption Senior Citizen's exemption	$13,320	$133,100 Land $33,900 Building $99,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770116031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 11 of 12 on primary residences
Nearby Flood Claims	17 (1991–2010)
Claims Outside the SFHA	6 of 17
Most Recent Claim	May 2010, river or lake flooding
Flood Events	Severe Storms, Tornadoes, And Flooding (May 2003), 4 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 34% of Alabama
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.