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437 Spring Cove Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 437 Spring Cove Rd, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,061 sqft · built 2019
Lot Size2.9 acres (126,324 sqft)
OwnerIndividual Name on File
Last Sale$28,800 (Feb 2019)
Tax Bill$1,130 (2025)
Deeds & MortgagesFeb 2019 Sale
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN16-02-03-0-001-015-000

Property Details

APN / Parcel Number

Primary APN16-02-03-0-001-015-000
Alternative APNs
  • 095164
  • 10945
  • 95164

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,061 sqft Living Area
1st Floor Area2,061 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area126,324 sqft (2.9 acres)
Lot Dimensions300 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number95164
Street Address437 SPRING COVE RD
CityFLORENCE
StateAL
Zip35634-3692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description300 X 420 SPRING COVE HGTS S/D LOTS 9-11 2.90 AC/C SEC 03 T2S R10W PB 4 PG 132
Legal Range10W
Legal Township02S
Legal Section03
Legal SubdivisionSPRING COVE HEIGHTS
Legal Lot Number9-11 11
JurisdictionLAUDERDALE AL
Township / Civil DivisionKILLEN
Census Block Group1
Census Block1009
Census Tract11603

Owner

437 Spring Cove Rd is owned and occupied by an individual who bought it in February 2019.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address437 SPRING COVE RD, FLORENCE, AL 35634-3692
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2019Warranty Deed, Transfer
May 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2019 · Amount on File
Deed SaleFeb 14, 2019 · Amount on File
Prior SaleMay 10, 2017 · Amount on File
Deed Document Number0020195363
Deed Book / Page2019 / 5363
Record UpdatedJun 8, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateFeb 14, 2019
Property Address437 SPRING COVE RD, FLORENCE, AL 35634-3692
Document Number02019/5363
Book / Page2019 / 5363
Instrument DateFeb 14, 2019
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address578 SPRING COVE RD, 578, FLORENCE, AL 35634-3623

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 SPRING COVE RD, FLORENCE, AL 35634-3692

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateMay 10, 2017
Property Address437 SPRING COVE RD, FLORENCE, AL 35634-3692
Document Number2017/20064
Book / Page2017 / 20064
Instrument DateMay 4, 2017
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 SPRING COVE RD, FLORENCE, AL 35634-3623

Tax Assessment & Valuation

The 2025 property tax bill for 437 Spring Cove Rd was $1,130 with exemptions applied, up 3.4% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,130.00 (+3.39%) Homeowner's exemption Senior Citizen's exemption$40,760 (+3.29%)$407,580 (+3.34%) Land $54,700 Building $352,880
2024$1,093.00 (+1.67%) Homeowner's exemption Senior Citizen's exemption$39,460 (+978.14%) Land $4,000 Building $35,460$394,420 (+6.3%) Land $39,900 Building $354,520
2023$1,075.00 (+19.18%) Homeowner's exemption Senior Citizen's exemption$3,660 (-88.2%) Land $3,660$371,060 (+19.7%) Land $36,600 Building $334,460
2022$902.00 Homeowner's exemption Senior Citizen's exemption$31,020$310,000 Land $30,100 Building $279,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Spring Cove Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims17 (1991–2010)
Claims Outside the SFHA6 of 17
Most Recent ClaimMay 2010 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Spring Cove Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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