181 Spring Cove Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 181 Spring Cove Rd, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,576 sqft · built 2009
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$273,500 (May 2019)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-03-0-001-005-000`

Property Details

APN / Parcel Number

Primary APN	`16-02-03-0-001-005-000`
Alternative APNs	`055326` `29874` `55326`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	2,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	300 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	1,037 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	55326
Street Address	181 SPRING COVE RD
City	FLORENCE
State	AL
Zip	35634-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	140 X 300 SPRING COVE HEIGHTS S/D LOT 19 .96 AC/C SEC 03 T2S R10W PB 4 PG 132
Legal Range	10W
Legal Township	02S
Legal Section	03
Legal Subdivision	SPRING COVE HEIGHTS
Legal Lot Number	19 96
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1009
Census Tract	11603

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	181 SPRING COVE RD, FLORENCE, AL 35634-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Apr 1, 2011
Deed Document Number	0201919193
Deed Book / Page	2019 / 19193
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 13, 2019
Property Address	181 SPRING COVE RD, FLORENCE, AL 35634-3627
Document Number	2019/19193
Book / Page	2019 / 19193
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 RUSSELL ST, FLORENCE, AL 35633-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SPRING COVE RD, FLORENCE, AL 35634-3627

Mortgage

Document Number	2019/19195
Date	May 13, 2019
Book Page	2019/19195

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (-4.05%) Homeowner's exemption	$36,820 (-3.91%)	$368,000 (-3.91%) Land $27,900 Building $340,100
2024	$1,283.00 (+2.23%) Homeowner's exemption	$38,320 (+1,432.8%) Land $2,720 Building $35,600	$382,980 (+6.2%) Land $27,100 Building $355,880
2023	$1,255.00 (+21.02%) Homeowner's exemption	$2,500 (-91.63%) Land $2,500	$360,620 (+20.85%) Land $24,900 Building $335,720
2022	$1,037.00 Homeowner's exemption	$29,860	$298,400 Land $20,700 Building $277,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1991–2010)
Claims Outside the SFHA	6 of 17
Most Recent Claim	May 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20