Kane County property record for 331 Orange St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1893 |
| Square Footage | 1,278 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,000 (2026) |
| Tax Bill | $4,457.00 (2025) |
| Primary APN | 06-23-279-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,278 sqft Living Area |
| Gross Area | 2,226 sqft Gross Area |
| Basement Area | 948 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 132 ft x 33 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 331 ORANGE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS ADDN WEST 1/2 OF LOT 18 |
| Legal Subdivision | J P MORGANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-279-002
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 564 SLADE AVE, ELGIN, IL 60120-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP |
| Sep 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| May 17, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2017 · Amount on Record |
| Deed Doc Number | 202615110 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 0000025182 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 14, 2026 |
| Property Address | 331 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000015110 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202615110 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,905.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 564 SLADE AVE, ELGIN, IL 60120-3028 |
| Document Number | 0000015111, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202615111 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Number | 0000015112, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202615112 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 01, 2036 |
| Rate | 88% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000050484 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 331 ORANGE ST ELGIN IL 601237645, ELGIN, IL 60123-7645 |
| Document Number | 0000050484 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 50484 |
| Name | COMMUNITY DEV CORP |
|---|---|
| Type | Construction/Development Company |
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 26, 2017 |
| Property Address | 331 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000050482 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 50482 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MARBERRY DR PROSPECT HEIGHTS IL 600702538, PROSPECT HEIGHTS, IL 60070-2538 |
| Document Number | 50483 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 50483 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 17, 2017 |
| Property Address | 331 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000025182 |
| Instrument Date | May 17, 2017 |
| Instrument | 25182 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 331 ORANGE ST ELGIN IL 601237645, ELGIN, IL 60123-7645 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,457.00 (+4.72%) Homeowner's exemption | ||
| 2024 | $4,256.00 (+10.55%) | $61,184 (+21.39%) Land $9,538 Building $51,646 | $183,625 (+21.44%) Land $28,625 Building $155,000 |
| 2022 | $3,850.00 (+4.96%) Homeowner's exemption | $50,401 (+6.96%) Land $7,857 Building $42,544 | $151,203 (+6.96%) Land $23,571 Building $127,632 |
| 2021 | $3,668.00 Homeowner's exemption | $47,122 Land $7,346 Building $39,776 | $141,366 Land $22,038 Building $119,328 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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