323 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 323 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1890
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Oct 1998)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-279-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-279-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,036 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	7,260 sqft (0.167 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	323 ORANGE ST
City	ELGIN
State	IL
Zip	60123-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS ADDN EAST 1/2 LOT 18 & WEST 22 FT LOT 19
Legal Subdivision	J P MORGANS ADDN
Legal Block	4
Legal Lot Number	18,19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 ORANGE ST, ELGIN, IL 60123-3903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1998 · Amount on Record
Deed Sale	Oct 15, 1998 · Amount on Record
Deed Document Number	199894931
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	323 ORANGE ST, ELGIN, IL 60123-3903
Document Number	0000033945
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 ORANGE ST ELGIN IL 601233903, ELGIN, IL 60123-3903

Mortgage

Document Number	0000033945
Date	Jul 16, 2018
Instrument	33945

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 (-19.92%) Homeowner's exemption Senior Citizen's exemption	$94,038 (+8.57%) Land $15,540 Building $78,498	$282,227 (+8.57%) Land $46,639 Building $235,588
2024		$86,615 (+21.39%) Land $14,313 Building $72,302	$259,949 (+21.44%) Land $42,956 Building $216,993
2022	$4,830.00 (-10.82%) Homeowner's exemption	$71,351 (+6.96%) Land $11,791 Building $59,560	$214,053 (+6.96%) Land $35,373 Building $178,680
2021	$5,416.00 Homeowner's exemption	$66,708 Land $11,024 Building $55,684	$200,124 Land $33,072 Building $167,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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