324 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 324 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,541 sqft · built 1925
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Aug 2015)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-276-017`

Property Details

APN / Parcel Number

Primary APN	`06-23-276-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	1,541 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	324 ORANGE ST
City	ELGIN
State	IL
Zip	60123-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D E WOODS LOT 10 BLOCK 7
Legal Subdivision	D E WOODS
Legal Block	7
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851600

Owner

324 Orange St is owned by an individual who acquired it in January 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8414 S HILL RD, MARENGO, IL 60152-8221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage OCMBC INC
Mar 1, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	Oct 9, 2014
Deed Document Number	201547039
Last Transfer Date	Jan 8, 2016
Transfer Doc	0000006718
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 9, 2025
Property Address	324 ORANGE ST, ELGIN, IL 60123-7646
Document Number	0000048925
Instrument Date	Dec 3, 2025
Instrument	2025K048925
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FSBO TITLE COMPANY, FOX TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 ORANGE ST, ELGIN, IL 60123-7646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8414 S HILL RD, MARENGO, IL 60152-8221

Mortgage

Document Number	0000048926
Date	Dec 9, 2025
Instrument	2025K048926

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.99%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 1, 2024
Property Address	324 ORANGE ST, ELGIN, IL 60123-7646
Document Number	0000006718
Instrument Date	Jan 8, 2016
Instrument	2024K006718
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 ORANGE ST, ELGIN, IL 60123-7646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 ORANGE ST, ELGIN, IL 60123-7646

Tax Assessment & Valuation

The 2025 property tax bill for 324 Orange St was $5,856, up 4.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (+4.44%)	$84,760 (+8.57%) Land $18,126 Building $66,634	$254,382 (+8.57%) Land $54,400 Building $199,982
2024	$5,607.00 Homeowner's exemption	$78,069 Land $16,695 Building $61,374	$234,301 Land $50,105 Building $184,196
2022	$5,056.00 (+4.72%) Homeowner's exemption	$64,311 (+6.96%) Land $13,753 Building $50,558	$192,933 (+6.96%) Land $41,259 Building $151,674
2021	$4,828.00 Homeowner's exemption	$60,126 Land $12,858 Building $47,268	$180,378 Land $38,574 Building $141,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Orange St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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