Clay County property record for 331 McCord St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,238 sqft · built 1928 |
| Lot Size | 0.494 acres (21,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,100 (Jun 2018) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C114F 0110000 |
| Primary APN | 083C114F 0110000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,238 sqft Finished Area |
| 1st Floor Area | 1,817 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 21,541 sqft |
| Deck Area | 336 sqft |
| Street Address | 331 MCCORD ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W L MCCORD SUB N 85 FT LOTS 1 & 2 BLK D W 4 & PT UNOPENED STREET DB 298/575 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Subdivision | W L MCCORD SUB |
| Legal Block | D |
| Legal Lot Number | 1-2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 950400 |
Source: Clay County records · APN 083C114F 0110000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Mar 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK |
| Jun 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Mar 17, 2009 · Amount on Record |
| Deed Document Number | 20182502 |
| Deed Book / Page | 298 / 575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 22, 2026 |
| Property Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Document Number | 0000002556 |
| Book / Page | 328 / 34 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20262556 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 ROAD 878, TUPELO, MS 38804-7346 |
| Document Number | 0000002557, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20262557 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000002560, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 584/924 |
| Instrument | 20262560 |
| Name | RENASANT BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 5 Months |
| Due | Aug 01, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Document Number | 0LM561/217 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | LM 561/217 |
| Instrument | 2024000999 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000547/65 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 547/65 |
| Instrument | 2022003975 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000505/275 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 505/275 |
| Instrument | 2018003503 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 27, 2018 |
| Property Address | 331 MCCORD ST, WEST POINT, MS 39773-3289 |
| Document Number | 000298/575 |
| Book / Page | 298 / 575 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018002502 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 ROAD 878, 314, TUPELO, MS 38804-7346 |
| Name | Verified Name |
|---|---|
| Address | 664 MCCORD ST, WEST POINT, MS 39773 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421.00 (-56.73%) Additional exemption filed | $10,013 (-) Land $1,707 Building $8,306 | $100,129 (-) Land $17,066 Building $83,063 |
| 2024 | $10,013 (+17.68%) Land $1,707 Building $8,306 | $100,129 (+17.69%) Land $17,066 Building $83,063 | |
| 2023 | $973.00 (+1.46%) Additional exemption filed | $8,509 Land $1,707 Building $6,802 | $85,082 Land $17,066 Building $68,016 |
| 2022 | $959.00 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1979–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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