362 McCord St, West Point, MS 39773 Property Records

Clay County property record for 362 McCord St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,864 sqft · built 1948
Lot Size	0.519 acres (22,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,600 (May 2018)
Tax Bill	$630 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083C114G 0060000`

Property Details

APN / Parcel Number

Primary APN	`083C114G 0060000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,864 sqft Finished Area
1st Floor Area	1,813 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,621 sqft

Location & Zoning

Street Address	362 MCCORD ST
City	WEST POINT
State	MS
Zip	39773-3289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W L MCCORD SUB PT LOTS 6 & 7 BLK I DB 316/835
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	W L MCCORD SUB
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4019
Census Tract	950400

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 MCCORD ST, WEST POINT, MS 39773-3289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
May 25, 2018	Deed of Trust, Mortgage FIRSTBANK
Dec 13, 2022	Warranty Deed, Transfer
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	20183127
Deed Book / Page	298 / 246
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 16, 2023
Property Address	362 MCCORD ST, WEST POINT, MS 39773-3289
Document Number	DEED316/835
Book / Page	DEED 316 / 835
Instrument Date	Aug 15, 2023
Instrument	2023004079
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 E TVA RD, WEST POINT, MS 39773-5285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 MCCORD ST, WEST POINT, MS 39773-3289

Mortgage

Document Number	2023004080
Date	Aug 16, 2023
Instrument	2023004080

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	362 MCCORD ST, WEST POINT, MS 39773-3289
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000504/404
Date	May 25, 2018
Book Page	504/404
Instrument	2018003128

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Dec 13, 2022
Property Address	362 MCCORD ST, WEST POINT, MS 39773-3289
Document Number	000313/933
Book / Page	313 / 933
Map Reference	DB 60 PG 74
Instrument Date	Dec 13, 2022
Instrument	2022005962
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 OAK RIDGE LOOP, WEST POINT, MS 39773-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 MCCORD ST, WEST POINT, MS 39773-3289

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	May 25, 2018
Property Address	362 MCCORD ST, WEST POINT, MS 39773-3289
Document Number	000298/246
Book / Page	298 / 246
Instrument Date	May 22, 2018
Instrument	2018003127
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 PERSIMMON WAY, NICEVILLE, FL 32578-3754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 MCCORD ST, WEST POINT, MS 39773-3289

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+34.33%) Additional exemption filed	$13,671 (-) Land $1,650 Building $12,021	$136,710 (-) Land $16,500 Building $120,210
2024		$13,671 (+28.54%) Land $1,650 Building $12,021	$136,710 (+28.54%) Land $16,500 Building $120,210
2023	$469.00 (+1.08%) Additional exemption filed	$10,636 (-) Land $1,650 Building $8,986	$106,358 (-) Land $16,500 Building $89,858
2022	$464.00 Additional exemption filed	$10,636 Land $1,650 Building $8,986	$106,358 Land $16,500 Building $89,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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