228 McCord St, West Point, MS 39773 Property Records

Clay County property record for 228 McCord St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,493 sqft · built 1930
Lot Size	0.311 acres (13,560 sqft)
Owner	Individual Name on Record
Last Sale	$53,200 (Aug 2021)
Tax Bill	$530 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`083C114G 0110000`

Property Details

APN / Parcel Number

Primary APN	`083C114G 0110000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,493 sqft Finished Area
1st Floor Area	1,415 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,560 sqft
Utility Building	192 sqft

Location & Zoning

Street Address	228 MCCORD ST
City	WEST POINT
State	MS
Zip	39773-3279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 64 W 4 DB 309/280
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	WARD FOUR
Legal Block	64
Legal Lot Number	1
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	4
Census Block	4019
Census Tract	950400

Owner

Source: Clay County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1294 OLD VINTON RD, WEST POINT, MS 39773-4257
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20214531
Deed Book / Page	309 / 280
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	000282/295
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	228 MCCORD ST, WEST POINT, MS 39773-3279
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000536/875
Date	Aug 30, 2021
Book Page	536/875
Instrument	2021004532

Lender

Name	GENEVA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 30, 2021
Property Address	228 MCCORD ST, WEST POINT, MS 39773-3279
Document Number	000309/280
Book / Page	309 / 280
Instrument Date	Aug 27, 2021
Instrument	2021004531
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 MAYFIELD DR, WEST POINT, MS 39773-6694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MCCORD ST, WEST POINT, MS 39773-3279
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00 (-54.62%)	$9,289 (-) Land $1,264 Building $8,025	$61,929 (-) Land $8,427 Building $53,502
2024		$9,289 (+18.97%) Land $1,264 Building $8,025	$61,929 (+18.98%) Land $8,427 Building $53,502
2023	$1,168.00 (+1.13%)	$7,808 Land $1,264 Building $6,544	$52,052 Land $8,427 Building $43,625
2022	$1,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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