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331 Luzon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 331 Luzon St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,505 sqft · built 1984
Lot Size0.055 acres (2,400 sqft)
OwnerTrust Name on Record
Last Sale$230,000 (Oct 2000)
Tax Bill$3,946 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2018 Transfer
Flood ZoneZone AE (high risk)
APN065-064-014

Property Details

APN / Parcel Number

Primary APN065-064-014

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,505 sqft Living Area

Exterior

Year BuiltBuilt 1984
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address331 LUZON ST
CityMORRO BAY
StateCA
Zip93442-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB ATAS BCH BL 7B LT 17 LESS MIN RTS
Legal SubdivisionATASCADERO BEACH
Legal Block7
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1042
Census Tract10506

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address331 LUZON ST, MORRO BAY, CA 93442-1317
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 6, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2000 · Amount on Record
Deed SaleOct 4, 2000 · Amount on Record
Prior SaleOct 4, 2000
Deed Document Number0000057209
Deed Book / Page065
Last Transfer DateJun 6, 2018
Transfer Doc0000023177
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address331 LUZON ST, MORRO BAY, CA 93442-1317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 LUZON ST, MORRO BAY, CA 93442-1317

Mortgage

Document Number0000003196
DateJan 15, 2021
Instrument2021003196
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 6, 2018
Property Address331 LUZON ST, MORRO BAY, CA 93442-1317
Document Number0000023177
Instrument DateMay 25, 2018
Instrument23177
Transaction TypeTransfer
Record UpdatedJun 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address331 LUZON ST MORRO BAY CA 934421317, MORRO BAY, CA 93442-1317

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,946.00 (+3.68%) Homeowner's exemption$365,047 (+4.04%) Land $210,949 Building $154,098
2023$3,806.00 (+6.73%) Homeowner's exemption$350,873 Land $202,758 Building $148,115
2022$3,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation44.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ranch Wifi.

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