San Luis Obispo County property record for 320 Luzon St, Morro Bay, CA 93442
| Property Type | Residential |
|---|---|
| Details | 1 bd · 1 ba · 860 sqft · built 1979 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,694 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 065-066-003 |
| Primary APN | 065-066-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 860 sqft Gross Area |
| 1st Floor Area | 860 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 2,400 sqft (0.055 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 320 LUZON ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1318 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | MCR |
| Legal Description | CY MB ATAS BCH BL 7C LT 3 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10506 |
Source: San Luis Obispo County records · APN 065-066-003
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1549 KAWEAH DR, TULARE, CA 93274-3042 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 03, 2007 |
| Transfer Doc | 0000049653 |
| Record Updated | Sep 20, 2026 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $156,826 (+2%) Land $54,918 Building $101,908 | |
| 2025 | $1,694.00 (+3.61%) | $153,752 (+4.04%) Land $53,842 Building $99,910 |
| 2023 | $1,635.00 (+6.65%) | $147,783 Land $51,752 Building $96,031 |
| 2022 | $1,533.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 44.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Dec 2004 · rainfall accumulation |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ranch WiFi.
Based on FCC filings for 714 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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