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310 Luzon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 310 Luzon St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 1998
Lot Size0.055 acres (2,400 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Jun 2016)
Tax Bill$6,316 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN065-066-025

Property Details

APN / Parcel Number

Primary APN065-066-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,399 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address310 LUZON ST
CityMORRO BAY
StateCA
Zip93442-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCY MB ATAS BCH BL 7C LOT 2
Legal SubdivisionATASCADERO BEACH
Legal Block1
Legal Lot Number2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1043
Census Tract10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 LUZON ST, MORRO BAY, CA 93442-1318
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on Record
Deed SaleJun 24, 2016 · Amount on Record
Prior SaleApr 18, 2002 · Amount on Record
Deed Document Number201629677
Last Transfer DateMar 19, 2021
Transfer Doc0000022707
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 25, 2021
Property Address310 LUZON ST, MORRO BAY, CA 93442-1318
Document Number0000022707
Map ReferenceMB 2 PG 15
Instrument DateMar 19, 2021
Instrument2021022707
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address310 LUZON ST, MORRO BAY, CA 93442-1318

Mortgage

Document Number0000022708
DateMar 25, 2021
Instrument2021022708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,653 (+2%) Land $362,238 Building $229,415
2025$6,316.00 (+3.66%) Homeowner's exemption$580,053 (+4.04%) Land $355,136 Building $224,917
2023$6,093.00 (+6.71%) Homeowner's exemption$557,531 Land $341,347 Building $216,184
2022$5,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation44.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ranch Wifi.

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