331 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 331 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,691 sqft · built 2014
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,500 (Nov 2023)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-043-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-043-000`
Alternative APNs	`0063J043000` `0346C043` `6463`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,691 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	41,382 sqft (0.95 acres)
Garage Area	357 sqft
Porch	Patio
Porch Area	280 sqft
Utility Building	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6463
Street Address	331 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.95 AC LOT 43 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	43
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 LABRADOR LN, GUYTON, GA 31312-4784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	20239366
Deed Book / Page	2881 / 687
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	002111/392
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	331 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000003017/0000000377
Date	Jan 6, 2026
Book Page	0000003017/0000000377

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 16, 2023
Property Address	331 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002881/687
Book / Page	2881 / 687
Instrument Date	Nov 10, 2023
Instrument	D2023009366
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002881/0000000689
Date	Nov 16, 2023
Book Page	0000002881/0000000689
Instrument	D2023009367

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	331 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002677/0000000562
Date	Apr 6, 2021
Book Page	0000002677/0000000562
Instrument	003988

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 10, 2017
Property Address	331 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002422/805
Book / Page	2422 / 805
Instrument Date	Aug 10, 2017
Instrument	2017-002223
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	002422/806
Date	Aug 15, 2017
Book Page	2422/806
Instrument	007467

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,000 (-10.02%) Land $22,800 Building $133,200	$389,999 (-10.02%) Land $57,000 Building $332,999
2025	$5,650.00 (+8.3%) Homeowner's exemption	$173,374 (+0.17%) Land $22,800 Building $150,574	$433,434 (+0.17%) Land $57,000 Building $376,434
2024	$5,217.00 (+61.72%) Homeowner's exemption	$173,087 (-3.75%) Land $22,800 Building $150,287	$432,717 (-3.75%) Land $57,000 Building $375,717
2023	$3,226.00 (-14.2%) Homeowner's exemption	$179,836 (+14.73%) Land $17,600 Building $162,236	$449,591 (+14.73%) Land $44,000 Building $405,591
2022	$3,760.00 Homeowner's exemption	$156,741 Land $14,800 Building $141,941	$391,853 Land $37,000 Building $354,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Labrador Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures