330 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 330 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,997 sqft · built 2021
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2021)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0346C-039-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-039-000`
Alternative APNs	`0063J039000` `0346C039` `6459`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,997 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	40,511 sqft (0.93 acres)
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6459
Street Address	330 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.93 AC LOT 39 (OUT 63-22 & 22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	39
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

330 Labrador Ln is owned and occupied by an individual who bought it in May 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	330 LABRADOR LN, GUYTON, GA 31312-4783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Jan 8, 2020	Warranty Deed, Transfer · Commercial Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jan 8, 2020 · Amount on File
Deed Document Number	20211576
Deed Book / Page	2689 / 742
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 14, 2021
Property Address	330 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002689/742
Book / Page	2689 / 742
Instrument Date	May 14, 2021
Instrument	2021-001576
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 LABRADOR LN, GUYTON, GA 31312-4783

Mortgage

Document Number	0000002689/0000000743
Date	May 17, 2021
Book Page	0000002689/0000000743
Instrument	005945

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 8, 2020
Property Address	330 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002567/257
Book / Page	2567 / 257
Instrument Date	Jan 8, 2020
Instrument	2020-000052
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 219, RINCON, GA 31326-0219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002567/0000000258
Date	Jan 10, 2020
Book Page	0000002567/0000000258
Instrument	000215

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 330 Labrador Ln was $3,762 with a homeowner's exemption, up 10.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,018 (-) Land $22,800 Building $112,218	$337,546 (-) Land $57,000 Building $280,546
2025	$3,762.00 (+10.81%) Homeowner's exemption	$135,018 (+12.95%) Land $22,800 Building $112,218	$337,546 (+12.95%) Land $57,000 Building $280,546
2024	$3,395.00 (+25.69%) Homeowner's exemption	$119,535 (+1.79%) Land $22,800 Building $96,735	$298,837 (+1.79%) Land $57,000 Building $241,837
2023	$2,701.00 (-16.48%) Homeowner's exemption	$117,433 (+13.4%) Land $17,600 Building $99,833	$293,583 (+13.4%) Land $44,000 Building $249,583
2022	$3,234.00 Homeowner's exemption	$103,556 Land $14,800 Building $88,756	$258,890 Land $37,000 Building $221,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 330 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Labrador Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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