325 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 325 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2021
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$337,849 (Nov 2021)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-045-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-045-000`
Alternative APNs	`0063J045000` `0346C045` `6465`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,316 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	26,572 sqft (0.61 acres)
Garage Area	660 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6465
Street Address	325 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.61AC LT 45 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	45
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

325 Labrador Ln is owned and occupied by an individual who bought it in November 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	325 LABRADOR LN, GUYTON, GA 31312-4784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Nov 23, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BANK
Dec 17, 2018	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Feb 27, 2014 · Amount on File
Deed Document Number	20213843
Deed Book / Page	2744 / 859
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	325 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LABRADOR LN

Mortgage

Document Number	0000002683/0000000717
Date	Apr 26, 2021
Book Page	0000002683/0000000717
Instrument	004982

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 23, 2021
Property Address	325 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002744/859
Book / Page	2744 / 859
Instrument Date	Nov 23, 2021
Instrument	2021-003843
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002744/0000000861
Date	Nov 24, 2021
Book Page	0000002744/0000000861
Instrument	014217

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 17, 2018
Property Address	325 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002503/172
Book / Page	2503 / 172
Instrument Date	Dec 17, 2018
Instrument	2018-003476
Transaction Type	Construction Loan
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 517, GUYTON, GA 31312-0517

Tax Assessment & Valuation

The 2025 property tax bill for 325 Labrador Ln was $4,178 with a homeowner's exemption, up 10.9% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,971 (-6.32%) Land $22,800 Building $116,171	$347,428 (-6.32%) Land $57,000 Building $290,428
2025	$4,178.00 (+10.88%) Homeowner's exemption	$148,344 (+10.65%) Land $22,800 Building $125,544	$370,859 (+10.65%) Land $57,000 Building $313,859
2024	$3,768.00 (+18.6%) Homeowner's exemption	$134,071 (-2.11%) Land $22,800 Building $111,271	$335,178 (-2.11%) Land $57,000 Building $278,178
2023	$3,177.00 (-14.76%) Homeowner's exemption	$136,954 (+13.35%) Land $17,600 Building $119,354	$342,386 (+13.35%) Land $44,000 Building $298,386
2022	$3,727.00 Homeowner's exemption	$120,825 Land $14,800 Building $106,025	$302,062 Land $37,000 Building $265,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Labrador Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Labrador Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures