331 Houston St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 331 Houston St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1900
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Company Names on Record
Last Sale	$110,000 (Aug 2020)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Nov 2025 Transfer Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-14-210-22`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-14-210-22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	853 sqft
2nd Floor Area	753 sqft
Attic	Attic
Attic Area	376 sqft
Basement Area	753 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	12.3 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	331 HOUSTON ST
City	RIPON
State	WI
Zip	54971-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E NEWTON'S RESURVEY PT OF LOT 21 OF W 1/2 SE 1/4 COM AT PT 204' S OF SW COR LOT 24 ETC AS REC IN 1086329
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	21,24
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2029
Census Tract	41500

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	331 HOUSTON ST, RIPON, WI 54971-1565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Intrafamily Transfer, Transfer
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit FORTIFI BANK
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FORTIFI BANK
Jul 5, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20201135803
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 20, 2025
Property Address	331 HOUSTON ST, RIPON, WI 54971-1565
Document Number	0001216368
Instrument Date	Nov 13, 2025
Instrument	1216368
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	331 HOUSTON ST, RIPON, WI 54971-1565
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001182110
Date	Apr 11, 2023
Instrument	1182110

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 28, 2020
Property Address	331 HOUSTON ST, RIPON, WI 54971-1565
Document Number	0001135803
Instrument Date	Aug 27, 2020
Instrument	1135803
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	331 HOUSTON ST, RIPON, WI 54971-1565

Mortgage

Document Number	0001135804
Date	Aug 28, 2020
Instrument	1135804

Lender

Name	FORTIFI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 5, 2017
Property Address	331 HOUSTON ST, RIPON, WI 54971-1565
Document Number	0001086329
Instrument Date	Jun 28, 2017
Instrument	1086329
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 HOUSTON ST, RIPON, WI 54971-1565

Mortgage

Document Number	0001086330
Date	Jul 5, 2017
Instrument	1086330

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,484.00 (+9.67%)	$110,400 (-) Land $17,000 Building $93,400	$170,275 (+16.85%) Land $26,220 Building $144,055
2024	$2,265.00 (+3.99%) Homeowner's exemption	$110,400 (-) Land $17,000 Building $93,400	$145,715 (+12.35%) Land $22,438 Building $123,277
2023	$2,178.00 Homeowner's exemption	$110,400 Land $17,000 Building $93,400	$129,699 Land $19,972 Building $109,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless, Verizon.

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