322 Houston St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 322 Houston St, Ripon, WI 54971

Property Summary

Property Type	Commercial
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$1,650,800 (Dec 2020)
Tax Bill	$690 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-RE-070-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-RE-070-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	16.5 ft deep x 6.6 ft wide

Location & Zoning

Street Address	322 HOUSTON ST
City	RIPON
State	WI
Zip	54971
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2
Legal Description	S21 T16N R14E REICHMUTH'S SUBDIVISION LOT 7 BLK 8
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	REICHMUTHS SUBDIVISION
Legal Block	8
Legal Lot Number	7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2032
Census Tract	41500

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 S WACKER DR, 1220, CHICAGO, IL 60606-4430
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Oct 31, 2019	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20201141356
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	322 HOUSTON ST, RIPON, WI 54971
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123517
Date	Dec 26, 2019
Instrument	1123517

Lender

Name	PNC BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2024

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 31, 2019
Property Address	322 HOUSTON ST, RIPON, WI 54971
Document Number	0001120789
Map Reference	DOC 359479
Instrument Date	Oct 29, 2019
Instrument	1120789
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$4,952.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 W MONROE ST, 111, CHICAGO, IL 60603-4096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S WACKER DR # 122, 122, CHICAGO, IL 60606-4424

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (+11.11%)	$30,400 (-) Land $23,500 Building $6,900	$46,887 (+31.28%) Land $36,245 Building $10,642
2023	$621.00	$30,400 Land $23,500 Building $6,900	$35,714 Land $27,608 Building $8,106

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless, Verizon.

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