325 Houston St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 325 Houston St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,015 sqft · built 1900
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jun 2017)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-14-210-20`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-14-210-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	580 sqft
2nd Floor Area	435 sqft
Basement Area	580 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	12.4 ft deep x 6.1 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	325 HOUSTON ST
City	RIPON
State	WI
Zip	54971-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E NEWTON'S RESURVEY PT OF LOT 21 OF W 1/2 SE 1/4 BEG 143' S OF SW COR LOT 24 W 1/2 SE 1/4 TH S 61' E 124' N 61' W
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	21,24
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2029
Census Tract	41500

Owner

325 Houston St is owned and occupied by an individual who bought it in June 2017.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	325 HOUSTON ST, RIPON, WI 54971-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Prior Sale	May 7, 2012 · Amount on File
Deed Document Number	20171086007
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jun 27, 2017
Property Address	325 HOUSTON ST, RIPON, WI 54971-1565
Document Number	0001086007
Instrument Date	Jun 23, 2017
Instrument	1086007
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HOUSTON ST, RIPON, WI 54971-1565

Mortgage

Document Number	0001086008
Date	Jun 27, 2017
Instrument	1086008

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	1086009
Date	Jun 27, 2017
Instrument	1086009

Lender

Name	WISCONSIN HOUSING AND ECONOMIC DEVELOPME
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 325 Houston St was $1,658 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00	$76,800 Land $17,000 Building $59,800	$118,452 Land $26,220 Building $92,232
2023	$1,412.00 Homeowner's exemption	$76,800 Land $17,000 Building $59,800	$90,226 Land $19,972 Building $70,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Houston St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Houston St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Bug Tussel Wireless, Verizon.

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