331 Heritage Commons Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 331 Heritage Commons Cir, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,434 sqft · built 2001
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Jul 2023)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700078`

Property Details

APN / Parcel Number

Primary APN	`T021700078`
Alternative APN	`2-113B-8817-00-0216.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	827 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	90 sqft

Location & Zoning

Account Number	T021700078
Old Parcel Number	T021700078
Street Address	331 HERITAGE COMMONS CIR
City	O FALLON
State	MO
Zip	63368-4141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE COMMONS VLG UNIT 216
Legal Range	02E
Legal Township	46N
Legal Subdivision	HERITAGE COMMONS VLG
Legal Lot Number	216
Legal Unit	216
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3023
Census Tract	311153

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jul 24, 2023	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage STELLAR TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	0202329233
Deed Book / Page	2023 / 29233
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023911
Date	Mar 18, 2021
Instrument	2021R-023911

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 24, 2023
Property Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0000029233
Map Reference	MB 38 PG 118
Instrument Date	Jul 18, 2023
Instrument	2023R-029233
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 GRANDVIEW PLPI, MONTGOMERY, IL 60538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2017
Property Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0067831192
Book / Page	6783 / 1192
Map Reference	MB 38 PG 118
Instrument Date	Jul 27, 2017
Instrument	20170731000474400
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STELLAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4132 STAFFORD PLACE CT, 4132, SAINT CHARLES, MO 63304-8709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141

Mortgage

Document Number	, 20170731000474410
Date	Jul 31, 2017
Instrument	20170731000474410

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (+23.15%)	$40,051 (+11.41%)	$210,796 (+11.41%)
2023		$35,950 (+22.47%)
2022	$2,043.00	$29,354	$189,211 (+22.47%) Building $189,211
2021			$154,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber Holdings.

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