335 Heritage Commons Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 335 Heritage Commons Cir, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,464 sqft · built 2001
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$1,103,900 (Mar 2026)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T021700080`

Property Details

APN / Parcel Number

Primary APN	`T021700080`
Alternative APN	`2-113B-8817-00-0218.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,041 sqft
1st Floor Area	607 sqft
Basement Area	607 sqft
Finished Basement	250 sqft
Unfinished Basement	357 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700080
Street Address	335 HERITAGE COMMONS CIR
City	O FALLON
State	MO
Zip	63368-4141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE COMMONS VLG UNIT 218
Legal Subdivision	HERITAGE COMMONS VLG
Legal Lot Number	218
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3023
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	335 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOUSTON
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	202612850
Prior Transfer Date	Jan 5, 2026
Prior Transfer Doc	0000004951
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	335 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141

Mortgage

Document Number	0000012851
Date	Mar 20, 2026
Instrument	2026R-012851

Lender

Name	THE BANK OF HOUSTON
Type	Bank
Address	BALLWIN, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 5, 2036

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2020
Property Address	335 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0072610635
Book / Page	007261 / 000635
Instrument Date	Mar 27, 2020
Instrument	202370
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 HERITAGE COMMONS CIR O FALLON MO 633684141, O FALLON, MO 63368-4141

Mortgage

Document Number	72610637
Date	Apr 2, 2020
Book Page	007261/000637
Instrument	202380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,586 (+96.2%)	$197,819 (+96.2%) Building $197,819
2025	$1,225.00 (-43.7%)	$19,157 (-42.9%)	$100,827 (-42.9%) Building $100,827
2024	$2,176.00
2023		$33,552
2022			$176,590 Building $176,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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