327 Heritage Commons Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 327 Heritage Commons Cir, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,434 sqft · built 2001
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$173,328 (Mar 2026)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T021700076`

Property Details

APN / Parcel Number

Primary APN	`T021700076`
Alternative APN	`2-113B-8817-00-0214.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,434 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700076
Street Address	327 HERITAGE COMMONS CIR
City	O FALLON
State	MO
Zip	63368-4141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE COMMONS VLG UNIT 214
Legal Subdivision	HERITAGE COMMONS VLG
Legal Lot Number	214
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3023
Census Tract	311153

Owner

327 Heritage Commons Cir, a condominium, is owned by an individual who bought it in March 2026.

Source: St. Charles County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	MO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Dec 4, 2023	Warranty Deed, Transfer · Line of Credit MIDWEST BANK CENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Mar 23, 2026
Deed Document Number	202613097
Prior Transfer Date	Jan 6, 2007
Prior Transfer Doc	0000095270
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2026
Property Address	327 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0000013097
Map Reference	MB 38 PG 118&119
Instrument Date	Mar 16, 2026
Instrument	2026R-013097
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 HERITAGE COMMONS CIR, O FALLON, MO 63368-4130

Mortgage

Document Number	0000013098
Date	Mar 23, 2026
Instrument	2026R-013098

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2023
Property Address	327 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0000049314
Map Reference	MB 38 PG 118&119
Instrument Date	Nov 28, 2023
Instrument	2023R-049314
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 HERITAGE COMMONS CIR # CIR214, CIR214, O FALLON, MO 63368-4141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 CHESTNUT CREEK CIR, O FALLON, MO 63368-7108

Mortgage

Document Number	0000049315
Date	Dec 4, 2023
Instrument	2023R-049315

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 327 Heritage Commons Cir was $2,516, up 8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,051 (-)	$210,796 (-) Building $210,796
2025	$2,516.00 (+8.03%)	$40,051	$210,796 Building $210,796
2024	$2,329.00
2023		$35,950
2022			$189,211 Building $189,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Heritage Commons Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Heritage Commons Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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