Elkhart County property record for 116 E Beardsley Ave, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 7,641 sqft · built 1900 |
| Lot Size | 0.967 acres (42,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,086,610 (Oct 2026) |
| Tax Bill | $11,578 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-05-205-005.000-012 |
| Primary APN | 20-06-05-205-005.000-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 7,641 sqft Living Area |
| Gross Area | 8,552 sqft |
| 1st Floor Area | 5,458 sqft |
| Basement Area | 2,393 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 42,123 sqft (0.967 acres) |
| Lot Dimensions | 234 ft deep x 180 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 750 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 405 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Bath House | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 116 E BEARDSLEY AVE |
|---|---|
| City | ELKHART |
| State | IN |
| Zip | 46514-2721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | BEVERLY HEIGHTS S D BEARDSLEYS 4TH LOT 206 LOT 3 |
| Legal Subdivision | BEARDSLEYS 4TH |
| Legal Block | 205 |
| Legal Lot Number | 206,3 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 1601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Beardsley Avenue Historic District listed 2003 · 48 contributing resources · NRIS 03000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Elkhart County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit INOVA FCU |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK |
| Sep 4, 2018 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 202618680 |
| Prior Transfer Date | Jul 26, 2011 |
| Prior Transfer Doc | 0000014201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Oct 1, 2026 |
| Property Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Document Number | 0000018680 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202618680 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Document Number | 0000018681, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202618681 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003411 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020-03411 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Address | ELKHART, IN 46516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 12, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Oct 25, 2021 |
| Property Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Document Number | 0000008808 |
| Map Reference | MB 2 PG 28 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021-28808 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Document Number | 0000008809 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-28809 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Sep 4, 2018 |
| Property Address | 116 E BEARDSLEY AVE, ELKHART, IN 46514-2721 |
| Document Number | 0000018234 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 18234 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 E BEARDSLEY AVE ELKHART IN 465142721, ELKHART, IN 46514-2721 |
| Document Number | 18235 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 18235 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2048 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Concord Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,578.00 (+40.32%) | $1,172,100 (+44.29%) Land $46,800 Building $1,125,300 | $1,172,100 (+44.29%) Land $46,800 Building $1,125,300 |
| 2024 | $8,251.00 (-13.13%) | $812,300 (-18.53%) Land $46,800 Building $765,500 | $812,300 (-18.53%) Land $46,800 Building $765,500 |
| 2023 | $997,000 (+9.8%) Land $46,800 Building $950,200 | $997,000 (+9.8%) Land $46,800 Building $950,200 | |
| 2022 | $9,498.00 Homeowner's exemption | $908,000 Land $46,800 Building $861,200 | $908,000 Land $46,800 Building $861,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Mercury Fiber, New Paris Telephone Company, T-Mobile, Verizon.
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