Union County property record for 3309 Black Cherry Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,237 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-213-209 |
| Primary APN | 09-213-209 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,237 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3309 BLACK CHERRY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #157 SIMPSON FARMS MP2 OPCQ485-490 |
| Legal Subdivision | SIMPSON FARMS SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3309 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 22, 2022 | Special Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3309 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3309 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0008879838 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 8879/838 |
| Instrument | 7272 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 22, 2022 |
| Property Address | 3309 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0008613511 |
| Book / Page | 8613 / 511 |
| Map Reference | MB Q PG 485 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 38995 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8800 E RAINTREE DR, SCOTTSDALE, AZ 85260-3957 |
| Name | Verified Name |
|---|---|
| Address | 3309 BLACK CHERRY DR, MONROE, NC 28110-7173 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,700 (-) Land $88,000 Building $338,700 | $426,700 (-) Land $88,000 Building $338,700 | |
| 2025 | $3,730.00 (+17.15%) | $426,700 (+46.13%) Land $88,000 Building $338,700 | $426,700 (+46.13%) Land $88,000 Building $338,700 |
| 2023 | $3,184.00 | $292,000 Land $47,500 Building $244,500 | $292,000 Land $47,500 Building $244,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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