Union County property record for 3300 Black Cherry Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $428,000 (Oct 2022) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-213-206 |
| Primary APN | 09-213-206 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,837 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3300 BLACK CHERRY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #154 SIMPSON FARMS MP2 OPCQ485-490 |
| Legal Subdivision | SIMPSON FARMS SUBDIVISION MAP 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3300 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Oct 20, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Deed Document Number | 202235875 |
| Deed Book / Page | 8593 / 661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3300 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3300 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0009032578 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 9032/578 |
| Instrument | 30303 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 20, 2022 |
| Property Address | 3300 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0008593661 |
| Book / Page | 8593 / 661 |
| Map Reference | CAB Q FILE 76-80 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 35875 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $856.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957 |
| Name | Verified Name |
|---|---|
| Address | 3300 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0000035876 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 35876 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 0008593677 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 8593/677 |
| Instrument | 35877 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2032 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,400 (-) Land $88,000 Building $300,400 | $388,400 (-) Land $88,000 Building $300,400 | |
| 2025 | $3,395.00 (+15.59%) | $388,400 (+44.17%) Land $88,000 Building $300,400 | $388,400 (+44.17%) Land $88,000 Building $300,400 |
| 2023 | $2,937.00 | $269,400 Land $47,500 Building $221,900 | $269,400 Land $47,500 Building $221,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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