Union County property record for 3317 Black Cherry Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,433 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2023 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-213-211 |
| Primary APN | 09-213-211 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,837 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3317 BLACK CHERRY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #159 SIMPSON FARMS MP2 OPCQ485-490 |
| Legal Subdivision | SIMPSON FARMS SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5517 CAMELOT DR, CHARLOTTE, NC 28270-4402 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer |
| Apr 28, 2023 | Special Warranty Deed, Subdivision Related Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2025 |
| Transfer Doc | 0000923815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 4, 2025 |
| Property Address | 3317 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0000923815 |
| Book / Page | 9238 / 15 |
| Map Reference | SL Q PG 485 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 29067 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3317 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Name | Verified Name |
|---|---|
| Address | 5517 CAMELOT DR, CHARLOTTE, NC 28270-4402 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 28, 2023 |
| Property Address | 3317 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0008698316 |
| Book / Page | 8698 / 316 |
| Map Reference | SL Q PG 485 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 9909 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957 |
| Name | Verified Name |
|---|---|
| Address | 3317 BLACK CHERRY DR, MONROE, NC 28110-7173 |
| Document Number | 0000009910 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 9910 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 880 Months |
| Due | Aug 3, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,800 (-) Land $88,000 Building $304,800 | $392,800 (-) Land $88,000 Building $304,800 | |
| 2025 | $3,433.00 (+15.05%) | $392,800 (+43.51%) Land $88,000 Building $304,800 | $392,800 (+45.81%) Land $88,000 Building $304,800 |
| 2024 | $2,984.00 (+1.6%) | $273,700 (+1.6%) Land $47,500 Building $226,200 | |
| 2023 | $2,937.00 | $269,400 Land $47,500 Building $221,900 | $269,400 (-1.57%) Land $47,500 Building $221,900 |
| 2021 | $273,700 Land $47,500 Building $226,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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