3308 Monclova Dr, Laredo, TX 78046 Property Records

Webb County property record for 3308 Monclova Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2006
Lot Size	0.112 acres (4,904 sqft)
Owner	Individual Name on File
Tax Bill	$1,193 (2024)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981-20034-170`

Property Details

APN / Parcel Number

Primary APN	`981-20034-170`
Alternative APN	`246716`

Interior

Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,904 sqft (0.112 acres)
Porch	Open Porch
Porch Area	80 sqft

Location & Zoning

Account Number	246716
Old Parcel Number	98120034170
Street Address	3308 MONCLOVA DR
City	LAREDO
State	TX
Zip	78046-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS AMERICAS, BLOCK 34, LOT 17, UNIT 3
Legal Subdivision	LAS AMERICAS
Legal Block	34
Legal Lot Number	17
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3005
Census Tract	1823

Owner

Source: Webb County records · APN 981-20034-170

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3308 MONCLOVA DR, LAREDO, TX 78046-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2019
Deed Sale	Feb 14, 2019
Prior Sale	Apr 28, 2015
Deed Document Number	1352321
Deed Book / Page	4550 / 362
Record Updated	Jun 08, 2026

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 14, 2019
Property Address	3308 MONCLOVA DR, LAREDO, TX 78046-8787
Document Number	004550/362
Book / Page	4550 / 362
Map Reference	VOL 19 PG 62
Instrument Date	Feb 13, 2019
Instrument	1352321
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 MONCLOVA DR, LAREDO, TX 78046-8787

Mortgage

Document Number	0001352322
Date	Feb 14, 2019
Instrument	1352322

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,297 (-2.02%) Land $48,353 Building $150,944	$199,297 (-2.02%) Land $48,353 Building $150,944
2024	$1,193.00 (+22.11%)
2023		$203,415 Land $36,241 Building $167,174	$203,415 Land $36,241 Building $167,174
2022	$977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790018233, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet Holdings, Smartcom Telephone.

Based on FCC filings for 780 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.