Webb County property record for 3226 Monclova Dr, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 2,158 sqft · built 2020 |
| Lot Size | 0.2 acres (8,714 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,775 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 981-20042-130 |
| Primary APN | 981-20042-130 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,158 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,714 sqft (0.2 acres) |
| Porch | Open Porch |
| Account Number | 246980 |
|---|---|
| Old Parcel Number | 98120042130 |
| Street Address | 3226 MONCLOVA DR |
| City | LAREDO |
| State | TX |
| Zip | 78046-8747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAS AMERICAS, BLOCK 42, LOT 13, UNIT 3 |
| Legal Subdivision | LAS AMERICAS |
| Legal Block | 42 |
| Legal Lot Number | 13 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1823 |
Source: Webb County records · APN 981-20042-130
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 208 BLUE BONNET LN, LAREDO, TX 78046-5109 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jan 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VANTAGE BANK TEXAS |
| Feb 08, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2018 |
| Deed Sale | Apr 18, 2018 |
| Prior Sale | Feb 08, 2017 · Amount on Record |
| Deed Document Number | 1326596 |
| Deed Book / Page | 4403 / 744 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Document Number | 005571/353 |
|---|---|
| Date | Dec 08, 2023 |
| Book Page | 5571/353 |
| Instrument | 1517097 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Document Number | 005398/293 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | 5398/293 |
| Instrument | 1488521 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004762/521 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 4762/521 |
| Instrument | 1388470 |
| Name | VANTAGE BANK |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004762/528 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 4762/528 |
| Instrument | 1388471 |
| Name | VANTAGE BANK |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 005008/772 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5008/772 |
| Instrument | 1426662 |
| Name | VANTAGE BANK TEXAS |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Feb 08, 2017 |
| Property Address | 3226 MONCLOVA DR, LAREDO, TX 78046-8747 |
| Document Number | 004185/766 |
| Book / Page | 4185 / 766 |
| Map Reference | VOL 19 PG 62 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 1288397 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,065 (-0.47%) Land $77,816 Building $209,249 | $287,065 (-0.47%) Land $77,816 Building $209,249 | |
| 2024 | $1,775.00 (+14.22%) | ||
| 2023 | $288,435 Land $58,384 Building $230,051 | $288,435 Land $58,384 Building $230,051 | |
| 2022 | $1,554.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 780 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet Holdings, Smartcom Telephone.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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