3222 Monclova Dr, Laredo, TX 78046 Property Records

Webb County property record for 3222 Monclova Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,166 sqft · built 2003
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on Record
Last Sale	$173,066 (Apr 2024)
Tax Bill	$890 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981-20042-110`

Property Details

APN / Parcel Number

Primary APN	`981-20042-110`
Alternative APN	`246976`

Interior

Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Carport
Garage Area	227 sqft
Carport	Carport
Carport Area	227 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	215 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	3222 MONCLOVA DR
City	LAREDO
State	TX
Zip	78046-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAS AMERICAS, BLOCK 42, LOT 11, UNIT 3
Legal Subdivision	LAS AMERICAS
Legal Block	42
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1823

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 LONGSHADOW RD, LAREDO, TX 78041-2707
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	20241527448
Deed Book / Page	5638 / 110
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3222 MONCLOVA DR, LAREDO, TX 78046-8747
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005249/157
Date	Apr 6, 2022
Book Page	5249/157
Instrument	1463900

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3222 MONCLOVA DR, LAREDO, TX 78046-8747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 MONCLOVA DR, LAREDO, TX 78046-8747

Mortgage

Document Number	4887/167
Date	Oct 22, 2020
Book Page	4887/167
Instrument	1407978

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,884 (-1.15%) Land $66,352 Building $107,532	$173,884 (-1.15%) Land $66,352 Building $107,532
2025	$890.00 (-10.64%)	$175,904 (+3.33%) Land $66,352 Building $109,552	$175,904 (+3.33%) Land $66,352 Building $109,552
2024	$996.00 (+12.16%)
2023		$170,242 Land $49,764 Building $120,478	$170,242 Land $49,764 Building $120,478
2022	$888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Smartcom Telephone.

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