Kenton County property record for 3307 Watson Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1919 |
| Square Footage | 1,206 sqft Finished Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,500 (2023) |
| Tax Bill | $2,524.00 (2025) |
Source: Kenton County records · APN 056-12-11-008.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3307 WATSON AVE, COVINGTON, KY 41015-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 26, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Doc Number | 0000216566 |
| Deed Book / Page | 216 / 566 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 07, 2023 |
| Property Address | 3307 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0005900119 |
| Book / Page | KC 216 / 566 |
| Map Reference | MB 49 PG 642 |
| Instrument Date | Mar 03, 2023 |
| Instrument | 23030705900119 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 BROOKWOOD DR, ALEXANDRIA, KY 41001-1305 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3307 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0005900119 |
|---|---|
| Date | Mar 07, 2023 |
| Instrument | 23030705900119 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3307 WATSON AVE, COVINGTON, KY 41015-1357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005900185 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 175/435 |
| Instrument | 21030105900185 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 26, 2019 |
| Property Address | 3307 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0000000222 |
| Book / Page | 0C6838 / 000248 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 222 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3307 WATSON AVE COVINGTON KY 410151357, COVINGTON, KY 41015-1357 |
| Document Number | 223 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 0C6838/000252 |
| Instrument | 223 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Number | 225, |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 0C6838/000266 |
| Instrument | 225 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 25, 2029 |
| Rate | 12% |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,524.00 (+44.48%) | $190,500 (+45.2%) Land $5,000 Building $185,500 | $190,500 (+45.2%) Land $5,000 Building $185,500 |
| 2023 | $1,747.00 | $131,200 Land $5,000 Building $126,200 | $131,200 Land $5,000 Building $126,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 056-12-11-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,206 sqft Finished Area |
| Gross Area | 1,358 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0561211008.00 |
|---|---|
| Street Address | 3307 WATSON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1357 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 12 LOT 26 N 12 1/2' 25 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 12 |
| Legal Block | 12 |
| Legal Lot Number | 26,25 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 61400 |
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