Kenton County property record for 3220 Watson Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1953 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,100 (Oct 2017) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-14-014.00 |
| Primary APN | 056-12-14-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0561214014.00 |
|---|---|
| Street Address | 3220 WATSON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 8 LOTS 9-10 .132 ACS NES WATSON AVE |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 8 |
| Legal Block | 8 |
| Legal Lot Number | 9-10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 61400 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3220 WATSON AVE, COVINGTON, KY 41015-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Mar 4, 1999 · Amount on Record |
| Deed Document Number | 0006283328 |
| Deed Book / Page | 6283 / 328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2017 |
| Property Address | 3220 WATSON AVE, COVINGTON, KY 41015-1356 |
| Document Number | 0000000127 |
| Book / Page | 0C6283 / 000328 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 127 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3220 WATSON AVE COVINGTON KY 410151356, COVINGTON, KY 41015-1356 |
| Document Number | 128 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 0C6283/000331 |
| Instrument | 128 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Number | 129, |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 0C6283/000349 |
| Instrument | 129 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COVINGTON, KY |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 30, 2022 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (-0.5%) | $134,200 (-) Land $5,000 Building $129,200 | $134,200 (-) Land $5,000 Building $129,200 |
| 2023 | $1,787.00 | $134,200 Land $5,000 Building $129,200 | $134,200 Land $5,000 Building $129,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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