Kenton County property record for 3303 Watson Ave, Covington, KY 41015 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 903 sqft · built 1914 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (May 2019) |
| Tax Bill | $1,448 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-11-007.00 |
| Primary APN | 056-12-11-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 903 sqft Finished Area |
| Gross Area | 993 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 25 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3303 WATSON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 12 PT LOT 27 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 12 |
| Legal Block | 12 |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-12-11-007.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3303 WATSON AVE, COVINGTON, KY 41015-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 08, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2019 · Amount on Record |
| Deed Sale | May 08, 2019 · Amount on Record |
| Prior Sale | Jun 09, 2016 · Amount on Record |
| Deed Document Number | 201905 08 059 00171 |
| Deed Book / Page | 6656 / 55 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0005900222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 13, 2025 |
| Property Address | 3303 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0005900082 |
| Book / Page | KC 374 / 103 |
| Map Reference | MB 374 PG 55 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 25111305900082 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3303 WATSON AVE, COVINGTON, KY 41015-1357 |
| Name | Verified Name |
|---|---|
| Address | 3303 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0005900016 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 25121205900016 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 08, 2019 |
| Property Address | 3303 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0000000171 |
| Book / Page | 0C6656 / 000055 |
| Instrument Date | May 06, 2019 |
| Instrument | 171 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3303 WATSON AVE COVINGTON KY 410151357, COVINGTON, KY 41015-1357 |
| Document Number | 174 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 0C6656/000058 |
| Instrument | 174 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 (-0.48%) | $109,300 (-) Land $5,000 Building $104,300 | $109,300 (-) Land $5,000 Building $104,300 |
| 2023 | $1,455.00 | $109,300 Land $5,000 Building $104,300 | $109,300 Land $5,000 Building $104,300 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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