3305 Ramsgate Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3305 Ramsgate Ln, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,509 sqft · built 1996
Lot Size	1.23 acres (53,954 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2018)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-18-328-014`

Property Details

APN / Parcel Number

Primary APN	`10-18-328-014`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,427 sqft
Basement Area	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	53,954 sqft
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	174 sqft
Deck Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3305 RAMSGATE LN
City	JOHNSBURG
State	IL
Zip	60051-7382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0020826 LT 102 CHAPEL HILL ESTATES UNIT 5
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	CHAPEL HILL ESTATES
Legal Block	328
Legal Lot Number	102
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1038
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3305 RAMSGATE LN, JOHNSBURG, IL 60051-7382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE TRUST & SAVINGS
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Sep 9, 2005
Deed Document Number	2018R0020826
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3305 RAMSGATE LN, JOHNSBURG, IL 60051-7382
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029096
Date	May 27, 2021
Instrument	2021R0029096

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank
Address	LAKE VILLA, IL 60046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 22, 2018
Property Address	3305 RAMSGATE LN, JOHNSBURG, IL 60051-7382
Document Number	0000020826
Map Reference	DOC89R15614
Instrument Date	Jun 15, 2018
Instrument	2018R0020826
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 RAMSGATE LN, JOHNSBURG, IL 60051-7382

Mortgage

Document Number	0000020827
Date	Jun 22, 2018
Instrument	2018R0020827

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$112,293 Land $21,675 Building $90,618	$336,879 Land $65,025 Building $271,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	38 (1979–2026)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramsgate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures