3213 Ramsgate Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3213 Ramsgate Ln, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,057 sqft · built 1994
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Oct 2022)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-18-376-010`

Property Details

APN / Parcel Number

Primary APN	`10-18-376-010`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,057 sqft Living Area
Gross Area	4,846 sqft
1st Floor Area	2,038 sqft
Basement Area	1,426 sqft
Finished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Raised
Lot Area	30,000 sqft
Lot Dimensions	300 ft deep x 100 ft wide
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	152 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3213 RAMSGATE LN
City	JOHNSBURG
State	IL
Zip	60051-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0035856 LT 104 CHAPEL HILL ESTATES UNIT 5
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	CHAPEL HILL ESTATES
Legal Block	376
Legal Lot Number	104
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1038
Census Tract	870702

Owner

Source: McHenry County records · APN 10-18-376-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3213 RAMSGATE LN, JOHNSBURG, IL 60051-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Jan 06, 2009 · Amount on Record
Deed Document Number	2022R0035856
Record Updated	Jun 07, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2022
Property Address	3213 RAMSGATE LN, JOHNSBURG, IL 60051-9668
Document Number	0000035856
Map Reference	DOC 88R35716
Instrument Date	Sep 26, 2022
Instrument	2022R0035856
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3213 RAMSGATE LN, 3213, JOHNSBURG, IL 60051-9668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 RAMSGATE LN, JOHNSBURG, IL 60051-9668

Mortgage

Document Number	0000035857
Date	Oct 20, 2022
Instrument	2022R0035857

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$123,267 Land $20,229 Building $103,038	$369,801 Land $60,687 Building $309,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	38 (1979–2026)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 101 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.