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3209 Ramsgate Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3209 Ramsgate Ln, Johnsburg, IL 60051 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details2,280 sqft · built 1990
Lot Size0.963 acres (41,991 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Nov 2019)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-18-376-011

Property Details

APN / Parcel Number

Primary APN10-18-376-011

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,280 sqft Living Area
Gross Area3,680 sqft
1st Floor Area1,400 sqft
Basement Area1,192 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area41,991 sqft
Garage Area296 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area56 sqft
Deck Area303 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3209 RAMSGATE LN
CityJOHNSBURG
StateIL
Zip60051-9668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0037570 LT 105 CHAPEL HILL ESTATES UNIT 5 MEMO: FOX, NICHOLAS A/REBLIN, JACQUELINE M
Legal Range09E
Legal Township45N
Legal Section18
Legal SubdivisionCHAPEL HILL ESTATES
Legal Block376
Legal Lot Number105
Legal Unit5
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1038
Census Tract870702

Owner

Source: McHenry County records · APN 10-18-376-011

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3209 RAMSGATE LN, JOHNSBURG, IL 60051-9668
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Nov 04, 2019Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2019 · Amount on Record
Deed SaleNov 04, 2019 · Amount on Record
Prior SaleMar 15, 2012 · Amount on Record
Deed Document Number2019R0037570
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3209 RAMSGATE LN, JOHNSBURG, IL 60051-9668
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyPRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043777
DateAug 10, 2021
Instrument2021R0043777
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051
Interest
Rate3.25%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 04, 2019
Property Address3209 RAMSGATE LN, JOHNSBURG, IL 60051-9668
Document Number0000037570
Instrument DateOct 17, 2019
Instrument37570
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address293 DEER RUN DR HAINESVILLE IL 600303627, HAINESVILLE, IL 60030-3627

Mortgage

Document Number37571
DateNov 04, 2019
Instrument37571
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2049
Interest
Rate5%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$99,460 Land $20,229 Building $79,231$298,380 Land $60,687 Building $237,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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