3304 Pond Pine Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3304 Pond Pine Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2010
Square Footage	2,655 sqft Heated Area
Lot Size	8,799 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2019)
Tax Bill	$7,918.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127907`
Alternative APN	`302632261700011530`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,655 sqft Heated Area
Gross Area	4,319 sqft Gross Area
1st Floor	1,856 sqft 1st Floor
Upper Floors	799 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2010
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,799 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Area	20 sqft Pool
Fence	Fence
Deck Area	824 sqft Deck
Porch	1 Porch
Porch Area	1,086 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127907
Street Address	3304 POND PINE RD
City	SAINT CLOUD
State	FL
Zip	34773-6020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 153
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2617
Legal Block	1
Legal Lot Number	153
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2185
Census Tract	43801

Owner

Source: Osceola County records · APN 127907

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3355 SCHOOLHOUSE RD, HARMONY, FL 34773-6008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 28, 2025	Intrafamily Transfer, Transfer
Jul 01, 2019	Warranty Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Prior Sale	Jul 01, 2019 · Amount on Record
Deed Doc Number	0055492112
Deed Book / Page	005549 / 002112
Last Transfer Date	May 28, 2025
Transfer Doc	0067941158
Record Refreshed	Jun 08, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3304 POND PINE RD, SAINT CLOUD, FL 34773-6020
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FNTG-NCS COLORADO, FNTG NCS COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 POND PINE RD, SAINT CLOUD, FL 34773-6020

Mortgage

Document Number	0067210360
Date	Jan 06, 2025
Book Page	6721/360
Instrument	2025001461

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 28, 2025
Property Address	3304 POND PINE RD, SAINT CLOUD, FL 34773-6020
Document Number	0067941158
Book / Page	6794 / 1158
Instrument Date	May 27, 2025
Instrument	2025066908
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3304 POND PINE RD, HARMONY, FL 34773-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3355 SCHOOLHOUSE RD, HARMONY, FL 34773-6008

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2019
Property Address	3304 POND PINE RD, HARMONY, FL 34773-6020
Document Number	0055492112
Book / Page	005549 / 002112
Instrument Date	May 31, 2019
Instrument	84486
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	LAUREATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3304 POND PINE RD HARMONY FL 347736020, HARMONY, FL 34773-6020

Mortgage

Document Number	55492114
Date	Jul 01, 2019
Book Page	005549/002114
Instrument	84487

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,918.00 (+5.56%) Homeowner's exemption	$307,305 (+5.99%)	$432,900 (+1.95%) Land $65,000 Building $367,900
2023	$7,501.00 (+5.62%) Homeowner's exemption	$289,947 (+3%)	$424,600 (+9.32%) Land $65,000 Building $359,600
2022	$7,102.00 Homeowner's exemption	$281,502	$388,400 Land $60,000 Building $328,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 435 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

3304 Pond Pine Rd, Saint Cloud, FL 34773 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Pond Pine Rd

Nearby Streets

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