3301 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3301 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Jun 2023)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-02-025.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-02-025.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,740 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3301 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER TRAILS LOT 25
Legal Subdivision	CLOVER TRAILS
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	66802

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3301 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	May 27, 2009 · Amount on Record
Deed Document Number	20230613308
Deed Book / Page	231 / 82
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 13, 2023
Property Address	3301 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724
Document Number	0005900308
Book / Page	KC 231 / 82
Map Reference	CAB 653-A
Instrument Date	Jun 12, 2023
Instrument	23061305900308
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3301 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724

Mortgage

Document Number	0005900309
Date	Jun 13, 2023
Book Page	KCM 468/949
Instrument	23061305900309

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,000 (-) Land $35,000 Building $236,000	$271,000 (-) Land $35,000 Building $236,000
2025	$3,151.00 (+31.24%)	$271,000 (+42.41%) Land $35,000 Building $236,000	$271,000 (+42.41%) Land $35,000 Building $236,000
2023	$2,401.00 (-1.4%)	$190,300 (-) Land $32,000 Building $158,300	$190,300 (-) Land $32,000 Building $158,300
2022	$2,435.00	$190,300 Land $32,000 Building $158,300	$190,300 Land $32,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20