Kenton County property record for 3305 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,791 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $120,000 (Sep 2014) |
| Tax Bill | $2,849 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-02-024.00 |
| Primary APN | 059-20-02-024.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,791 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 154 ft deep x 69 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3305 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER TRAILS LOT 24 |
| Legal Subdivision | CLOVER TRAILS |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1530 AMSTERDAM RD, FT WRIGHT, KY 41011-1900 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage WESBANCO BANK INC |
| Dec 8, 2017 | Grant Deed, Mortgage UNITED BK & CAP TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on Record |
| Deed Sale | Sep 12, 2014 · Amount on Record |
| Prior Sale | Aug 4, 2014 · Amount on Record |
| Deed Document Number | 201409 12 059 00027 |
| Deed Book / Page | 3488 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3305 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900002 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 368/750 |
| Instrument | 22050905900002 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | May 6, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 8, 2017 |
| Property Address | 3305 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Book / Page | 0C6312 / 000287 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 131 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000131 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 0C6312/000287 |
| Instrument | 131 |
| Name | UNITED BK & CAP TR CO |
|---|---|
| Address | 125 W MAIN ST, FRANKFORT, KY 40601-2807 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 7, 2027 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (-) Land $35,000 Building $210,000 | $245,000 (-) Land $35,000 Building $210,000 | |
| 2025 | $2,849.00 (+29.21%) | $245,000 (+40.16%) Land $35,000 Building $210,000 | $245,000 (+40.16%) Land $35,000 Building $210,000 |
| 2023 | $2,205.00 | $174,800 Land $32,000 Building $142,800 | $174,800 Land $32,000 Building $142,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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