33003 476th Ave, Elk Point, SD 57025 Property Records

Union County property record for 33003 476th Ave, Elk Point, SD 57025

Property Summary

Property Type	Other Improved
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,051 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14.00.24.1015`

Property Details

APN / Parcel Number

Primary APN	`14.00.24.1015`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	33003 476TH AVE
City	ELK POINT
State	SD
Zip	57025-6815
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 1 ROZELL 1ST ADD E1/2NE1/4 (2.50A)
Legal Range	50W
Legal Township	90N
Legal Section	24
Legal Lot Number	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	CIVIL BEND
Census Block Group	1
Census Block	1012
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Construction Mortgage MIDSTATES BANK NA
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Feb 27, 2026	Warranty Deed, Transfer
Feb 5, 2026	Deed, Transfer
Dec 17, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 SAINT ANDREWS LN, ELK POINT, SD 57025-2240

Mortgage

Document Number	00178/1141
Date	Nov 5, 2021
Book Page	178/1141
Instrument	214668

Lender

Name	MIDSTATES BANK NA
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2022

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/893
Date	Dec 28, 2022
Book Page	180/893
Instrument	223539

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year T-Bill
Margin	3
Max Rate	10.1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 27, 2026
Property Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Document Number	000116/120
Book / Page	116 / 120
Instrument Date	Feb 27, 2026
Instrument	260555
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$984.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20026 32ND AVE NE, LAKE FOREST PARK, WA 98155-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33003 476TH AVE, ELK POINT, SD 57025-6815

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION SD
Recording Date	Feb 5, 2026
Property Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Document Number	0000116/76
Book / Page	116 / 76
Instrument Date	Feb 4, 2026
Instrument	260343
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 E EDGEWOOD RD, SIOUX FALLS, SD 57103-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33003 476TH AVE, ELK POINT, SD 57025-6815

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 17, 2025
Property Address	33003 476TH AVE, ELK POINT, SD 57025-6815
Document Number	000115/772
Book / Page	115 / 772
Map Reference	MB 14 PG 93
Instrument Date	Dec 16, 2025
Instrument	252913
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25662 169TH ST, SPIRIT LAKE, IA 51360-6871

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33003 476TH AVE, ELK POINT, SD 57025-6815

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Civil Bend Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,051.00 (+0.01%)	$872,409 (-) Land $60,858 Building $811,551
2025	$9,050.00 (+8.73%)	$872,409 (+7.43%) Land $60,858 Building $811,551
2024	$8,323.00 (-2.29%)
2023	$8,518.00 (+1,743.72%)	$812,048 Land $43,470 Building $768,578
2022	$462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Fixed Wireless	100 / 20

May also be available: CenturyLink, Long Lines Metro, T-Mobile.

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