32576 476th Ave, Elk Point, SD 57025 Property Records

Union County property record for 32576 476th Ave, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	2,796 sqft · built 2012
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2010)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.00.30.7025`

Property Details

APN / Parcel Number

Primary APN	`15.00.30.7025`

Interior

Stories	2 Stories
Building Area	2,796 sqft Total Area
Flooring	Tile

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	2,244 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	32576 476TH AVE
City	ELK POINT
State	SD
Zip	57025-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 ROCK DOCK ADD IN S1/2 GOVT LOT 2 SW1/4 (2.50A)
Legal Range	49W
Legal Township	91N
Legal Section	30
Legal Subdivision	ROCK DOCK ADD
Legal Tract	2
Legal Lot Number	2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	1
Census Block	1173
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	32576 476TH AVE, ELK POINT, SD 57025-6702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2010 · Amount on Record
Deed Sale	Dec 13, 2010 · Amount on Record
Deed Document Number	20106102
Deed Book / Page	100 / 658
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32576 476TH AVE, ELK POINT, SD 57025-6702
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/286
Date	Jun 8, 2023
Book Page	182/286
Instrument	231301

Lender

Name	SIOUX VALLEY COMMUNITY CU
Type	Credit Union
Address	SIOUX CITY, IA 51102

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Dec 15, 2028

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Elk Point Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2026	$549,841 (-) Land $67,620 Building $482,221
2025	$549,841 (+3.64%) Land $67,620 Building $482,221
2023	$530,521 Land $48,300 Building $482,221

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 50% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20