32449 476th Ave, Elk Point, SD 57025 Property Records

Union County property record for 32449 476th Ave, Elk Point, SD 57025

Property Summary

Property Type	Other Improved
Details	924 sqft · built 1974
Lot Size	0.999 acres (43,548 sqft)
Owner	Individual Name on File
Tax Bill	$399 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.00.24.6010`

Property Details

APN / Parcel Number

Primary APN	`15.00.24.6010`

Interior

Building Area	924 sqft Living Area
Interior Walls	Metal

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	43,548 sqft (0.999 acres)
Lot Dimensions	66 ft deep x 14 ft wide

Location & Zoning

Street Address	32449 476TH AVE
City	ELK POINT
State	SD
Zip	57025-6759
Property Category	Other
Property Type	Other > Other Improved
Legal Description	1A IN SQUARE FORM IN SW CORNER OF E1/2 NW1/4 (1A)
Legal Range	50W
Legal Township	91N
Legal Section	24
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	1
Census Block	1174
Census Tract	20200

Owner

32449 476th Ave is owned by an individual who acquired it in December 2012.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1505 W PALMER AVE, SIOUX CITY, IA 51103-4225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 27, 2012
Transfer Doc	00103/0010
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32449 476TH AVE, ELK POINT, SD 57025
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0521
Date	Jul 16, 2018
Book Page	172/0521
Instrument	182932

Lender

Name	HERITAGE BANK NA
Type	Bank
Address	SPICER, MN 56288

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 32449 476th Ave was $399, up 0.3% from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Elk Point Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$399.00 (+0.25%)	$29,348 (-) Land $27,048 Building $2,300
2025	$398.00 (-0.25%)	$29,348 Land $27,048 Building $2,300
2024	$399.00 (+27.88%)
2023	$312.00 (+28.93%)	$21,620 Land $19,320 Building $2,300
2022	$242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32449 476th Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32449 476th Ave is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of South Dakota
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20