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330 Vaca Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 330 Vaca Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,178 sqft · built 2006
Lot Size0.155 acres (6,740 sqft)
Owner2 Individual Names on File
Last Sale$307,000 (Aug 2010)
Tax Bill$4,205 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00536800-000000

Property Details

APN / Parcel Number

Primary APN00536800-000000
Alternative APNs
  • 31604000536800000000
  • 1660302

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,178 sqft Living Area
1st Floor Area2,178 sqft
Basement Area150 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,740 sqft (0.155 acres)
Garage TypeCovered
Garage Area728 sqft

Exterior Amenities

PorchFlorida Room
Porch Area258 sqft
Deck Area14 sqft
Patio Area14 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1660302
Street Address330 VACA RD
CityKEY LARGO
StateFL
Zip33037-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 10 LT 28 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR487-338 OR699-675 OR699-673-674 OR1267-1666 OR1269-598/600PR OR1303-2402 OR2123-1055 OR2124-827C OR2233-1327/28 OR2461-1424/26C/T OR2477-1909/10 OR2487-1209
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block10
Legal Lot Number28
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2000
Census Tract972700

Owner

Source: Monroe County records · APN 00536800-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address330 VACA RD, KEY LARGO, FL 33037-3112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2010 · Amount on Record
Deed SaleAug 02, 2010 · Amount on Record
Prior SaleApr 16, 2010
Deed Document Number20101800355
Deed Book / Page2477 / 1909
Last Transfer DateOct 06, 2010
Transfer Doc0024871209
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address330 VACA RD, KEY LARGO, FL 33037-3112
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 VACA RD, KEY LARGO, FL 33037-3112

Mortgage

Document Number0030800199
DateMar 08, 2021
Book Page3080/199
Instrument2307293
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$483,801 (+5.99%)$981,252 (+19.75%) Land $574,804 Building $406,448
2024$4,205.00 (+4.21%)
2023$4,035.00 (+5.77%) Homeowner's exemption$456,473 (+3%)$819,385 (+3.93%) Land $418,166 Building $401,219
2022$3,815.00 Homeowner's exemption$443,178$788,384 Land $377,609 Building $410,775

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 188 locations within half a mile of this property.

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