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313 Vaca Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 313 Vaca Rd, Key Largo, FL 33037 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage848 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2016)
Tax Bill$2,954.00 (2024)

Property Details

APN / Parcel Number

Primary APN00536630-000000
Alternative APNs
  • 31604000536630000000
  • 1660132

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area848 sqft Living Area
1st Floor848 sqft 1st Floor
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructureMasonry Interior Structure

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1995
Architectural StyleMobile Home Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionFlat Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.138 acres)
Depth X Width100 ft x 60 ft Depth x Width
Porch Area310 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1660132
Street Address313 VACA RD
CityKEY LARGO
StateFL
Zip33037-3112
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBK 10 LT 11 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR620-658 OR696-408 OR814-837 OR895-1125 OR1318-7 OR1644-2181AFF OR1644-2182 OR2015-1128 OR2807-634 OR3215-0640
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block10
Legal Lot Number11
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2000
Census Tract972700

Owner

Source: Monroe County records · APN 00536630-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 VACA RD, KEY LARGO, FL 33037-3112
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2016 · Amount on Record
Deed SaleJul 25, 2016 · Amount on Record
Prior SaleJul 21, 2000 · Amount on Record
Deed Doc Number20162084707
Deed Book / Page2807 / 634
Last Transfer DateMar 10, 2023
Transfer Doc0032150640
Record RefreshedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMar 10, 2023
Property Address313 VACA RD, KEY LARGO, FL 33037-3112
Document Number0032150640
Book / Page3215 / 640
Map ReferenceMB 4 PG 162
Instrument DateMar 10, 2023
Instrument2409674
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address313 VACA RD, KEY LARGO, FL 33037-3112

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address313 VACA RD, KEY LARGO, FL 33037-3112

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address313 VACA RD, KEY LARGO, FL 33037-3112
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029832035
DateSep 09, 2019
Book Page2983/2035
Instrument2235754
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2039

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$320,544 (-21.02%)$679,752 (+24.67%) Land $610,095 Building $69,657
2024$2,954.00 (-7.25%)
2023$3,185.00 (+10.36%) Homeowner's exemption$405,863 (+12.03%)$545,241 (+17.04%) Land $480,600 Building $64,641
2022$2,886.00 Homeowner's exemption$362,292$465,858 Land $400,500 Building $65,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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