324 Vaca Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 324 Vaca Rd, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,044 sqft · built 1979
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2019)
Tax Bill	$1,873 (2024)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00536790-000000`

Property Details

APN / Parcel Number

Primary APN	`00536790-000000`
Alternative APNs	`31604000536790000000` `1660299`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Florida Room
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1660299
Street Address	324 VACA RD
City	KEY LARGO
State	FL
Zip	33037-3112
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 10 LT 27 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR462-237 OR837-2177 OR1244-2398C/T OR1244-2399C/T OR1283-2496 OR2490-837 OR2982-2377
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	10
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00536790-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 VACA RD, KEY LARGO, FL 33037-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Dec 08, 1993 · Amount on Record
Deed Document Number	20192235022
Deed Book / Page	2982 / 2377
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0024900837
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 04, 2019
Property Address	324 VACA RD, KEY LARGO, FL 33037-3112
Document Number	0029822377
Book / Page	002982 / 002377
Instrument Date	Aug 26, 2019
Instrument	2235022
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 VACA RD KEY LARGO FL 330373112, KEY LARGO, FL 33037-3112

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,430 (+5.99%)	$288,053 (-1.85%) Land $241,635 Building $46,418
2024	$1,873.00 (+6.66%)
2023	$1,756.00 (+4.46%) Homeowner's exemption	$169,296 (+3%)	$293,472 (+17.62%) Land $258,990 Building $34,482
2022	$1,681.00 Homeowner's exemption	$164,366	$249,513 Land $200,250 Building $49,263

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.