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330 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 330 Sand Cliffs Dr, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property TypeVacant Land
Lot Size0.228 acres (9,975 sqft)
OwnerIndividual Name on File
Tax Bill$17,089 (2024)
Deeds & MortgagesDec 2025 Mortgage
Apr 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN27-3S-18-16054-00A-0230

Property Details

APN / Parcel Number

Primary APN27-3S-18-16054-00A-0230
Alternative APN
  • 1057387

Exterior

Lot Area9,975 sqft (0.228 acres)
Lot Dimensions20 ft deep x 5 ft wide

Location & Zoning

Account Number1057387
Street Address330 SAND CLIFFS DR
CityINLET BEACH
StateFL
Zip32461-7109
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 23 BLK A THIRD ADD TO SAND CLIFFS S/D PB 5-36 OR 777-13 OR 1726-297
Legal Range18W
Legal Township03S
Legal Section27
Legal SubdivisionSAND CLIFFS S/D
Legal BlockA
Legal Lot Number23
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1002
Census Tract950611

Owner

Source: Walton County records · APN 27-3S-18-16054-00A-0230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18932 NE 67TH WAY UNIT 101, 101, REDMOND, WA 98052-0510
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 08, 2024Deed of Trust, Mortgage · Construction Mortgage
CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2024
Deed SaleApr 05, 2024
Deed Document Number20240011712
Deed Book / Page3320 / 3224
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address330 SAND CLIFFS DR, INLET BEACH, FL 32461-7109
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18932 NE 67TH WAY, REDMOND, WA 98052-0510

Mortgage

Document Number0033811503
DateDec 18, 2025
Book Page3381/1503
Instrument20250046662
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address42340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Max Rate10.6%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property AddressSAND CLIFFS DR, INLET BEACH, FL 32461
Transaction TypeMortgage
Record UpdatedMay 07, 2024
Title CompanyNOT AVAILABLE, COBB BLUETITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7032 119TH WAY NE C, C, KIRKLAND, WA 98033-5280

Mortgage

Document NumberOR33204718
DateApr 08, 2024
Book PageOR3320/4718
Instrument20240012037
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Address1255 LAKES PKWY STE 300, LAWRENCEVILLE, GA 30043
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate TypeAdjustable Rate
Rate8.37%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change8.37%
Max Rate At Change13.3%
IndexOther
Max Rate13.3%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,500,000 (+66.67%) Land $3,500,000$3,500,000 (+66.67%) Land $3,500,000
2024$17,089.00 (+13.21%)
2023$15,095.00 (+6.47%)$2,100,000 (+8.11%) Land $2,100,000$2,100,000 (+8.11%) Land $2,100,000
2022$14,178.00$1,942,500 Land $1,942,500$1,942,500 Land $1,942,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance CostPremium on Record
median of 846 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
891 under condo master policies
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Wildstar Networks, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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