301 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 301 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 4,484 sqft · built 2020
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2015)
Tax Bill	$21,905 (2024)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16054-00B-0180`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16054-00B-0180`
Alternative APN	`1057396`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,484 sqft Living Area
Gross Area	6,366 sqft
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	14.5 ft deep x 5.2 ft wide
Garage Type	Finished
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057396
Street Address	301 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK B SAND CLIFFS S/D 3RD ADDITION PB 5-36 OR 872-42 OR 2433-634 OR 2518-1526 OR 2968-435
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS S/D
Legal Block	B
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	301 SAND CLIFFS DR, INLET BEACH, FL 32461-7185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 11, 2018	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2015 · Amount on Record
Deed Sale	Jan 6, 2015 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Document Number	0002968435
Deed Book / Page	2968 / 0435
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	301 SAND CLIFFS DR, INLET BEACH, FL 32461-7185
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SAND CLIFFS DR, SEACREST, FL 32461-7185

Mortgage

Document Number	0032154031
Date	Sep 10, 2021
Book Page	3215/4031
Instrument	20210045576

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 14, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	301 SAND CLIFFS DR, INLET BEACH, FL 32461-7185
Document Number	0030732268
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3711 TREEMONT CT COLLEYVILLE TX 760348697, COLLEYVILLE, TX 76034-8697

Mortgage

Document Number	0030732268
Date	May 11, 2018
Book Page	003073/002268
Instrument	15570

Lender

Name	BRANCH BK&TR
Type	Bank
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,773,270 (+46.28%) Land $2,150,000 Building $2,623,270	$4,773,270 (+46.28%) Land $2,150,000 Building $2,623,270
2024	$21,905.00 (+3.59%)
2023	$21,145.00 (+1.03%) Homeowner's exemption	$3,263,018 (+42.08%) Land $1,300,000 Building $1,963,018	$3,263,018 (+42.08%) Land $1,300,000 Building $1,963,018
2022	$20,929.00 Homeowner's exemption	$2,296,573 Land $1,443,000 Building $853,573	$2,296,573 Land $1,443,000 Building $853,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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