320 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 320 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,422 sqft · built 1997
Lot Size	0.228 acres (9,975 sqft)
Owner	Owner Name on File
Last Sale	$1,450,000 (Jul 2011)
Tax Bill	$28,064 (2024)
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16054-00A-0220`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16054-00A-0220`
Alternative APN	`1057386`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,422 sqft Living Area
Gross Area	3,974 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	20 ft deep x 5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057386
Street Address	320 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK A 3RD ADD TO SAND CLIFFS S/D PB 5-36 OR 1395-288 OR 2869-1338
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS S/D
Legal Block	A
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records · APN 27-3S-18-16054-00A-0220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	109 WESTPARK DR STE 400, 400, BRENTWOOD, TN 37027-5032

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2011 · Amount on Record
Deed Sale	Jul 07, 2011 · Amount on Record
Deed Document Number	1161740
Deed Book / Page	2869 / 1338
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,924,335 (+55.07%) Land $3,500,000 Building $1,424,335	$4,924,335 (+55.07%) Land $3,500,000 Building $1,424,335
2024	$28,064.00 (+16.85%)
2023	$24,017.00 (+18.91%)	$3,175,502 (+32.06%) Land $2,100,000 Building $1,075,502	$3,175,502 (+32.06%) Land $2,100,000 Building $1,075,502
2022	$20,197.00	$2,404,641 Land $1,942,500 Building $462,141	$2,404,641 Land $1,942,500 Building $462,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

Based on FCC filings for 96 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.