330 Red Cloud Rd, Lusby, MD 20657 Property Records

Calvert County property record for 330 Red Cloud Rd, Lusby, MD 20657 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1992
Lot Size	0.364 acres (15,885 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2015)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-092863`

Property Details

APN / Parcel Number

Primary APN	`01-092863`
Alternative APNs	`1092863` `092863`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,885 sqft (0.364 acres)
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092863
Street Address	330 RED CLOUD RD
City	LUSBY
State	MD
Zip	20657-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 SEC 7F CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3019
Census Tract	861003

Owner

Source: Calvert County records · APN 01-092863

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	330 RED CLOUD RD, LUSBY, MD 20657-5518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Book / Page	4620 / 301
Prior Transfer Date	Jul 26, 2013
Prior Transfer Doc	0042490443
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	330 RED CLOUD RD, LUSBY, MD 20657-5518
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 RED CLOUD RD, LUSBY, MD 20657-5518

Mortgage

Document Number	0057140512
Date	Oct 01, 2020
Book Page	5714/512

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Aug 01, 2045

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00 (+47.42%) Homeowner's exemption	$242,100 (+24.86%)	$266,200 (+37.29%) Land $55,200 Building $211,000
2023	$2,014.00 Homeowner's exemption	$193,900 Land $55,200 Building $138,700	$193,900 Land $55,200 Building $138,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1991–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel
Flood Events	Hurricane Isabel (Sep 2003), 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.