308 Red Cloud Rd, Lusby, MD 20657 Property Records

Calvert County property record for 308 Red Cloud Rd, Lusby, MD 20657 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1971
Owner	Individual Name on File
Last Sale	$95,900 (Oct 1998)
Tax Bill	$2,116 (2023)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-120743`

Property Details

APN / Parcel Number

Primary APN	`01-120743`
Alternative APNs	`1120743` `120743`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Total Area
1st Floor Area	1,095 sqft
Basement Area	733 sqft
Finished Basement	733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	280 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	120743
Old Parcel Number	1120743
Street Address	308 RED CLOUD RD
City	LUSBY
State	MD
Zip	20657-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 SEC 7F CHES RANCH ESTS
Legal Subdivision	CHESAPAKE RANCH ESTATES SEC 07
Legal Block	7F
Legal Lot Number	31
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3014
Census Tract	861003

Owner

Source: Calvert County records · APN 01-120743

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 RED CLOUD RD, LUSBY, MD 20657-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 1998 · Amount on Record
Deed Sale	Oct 06, 1998 · Amount on Record
Prior Sale	Mar 04, 1994 · Amount on Record
Deed Document Number	990733
Deed Book / Page	BJS01095 / 00603
Record Updated	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	308 RED CLOUD RD, LUSBY, MD 20657-2502
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055700181
Date	Apr 20, 2020
Book Page	5570/181

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,116.00	$203,700 Land $55,200 Building $148,500	$203,700 Land $55,200 Building $148,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.