Calvert County property record for 317 Red Cloud Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,716 sqft · built 1997 |
| Lot Size | 0.678 acres (29,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,920 (Oct 1997) |
| Tax Bill | $4,036 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-087886 |
| Primary APN | 01-087886 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,716 sqft Total Area |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,560 sqft (0.678 acres) |
| Deck Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 087886 |
|---|---|
| Street Address | 317 RED CLOUD RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 35R SEC 7F CHES RANCH ESTS |
| Legal Subdivision | SECTION 7 F CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 35R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 317 RED CLOUD RD, LUSBY, MD 20657-2589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 1997 · Amount on Record |
| Deed Sale | Oct 20, 1997 · Amount on Record |
| Prior Sale | Jun 18, 1997 · Amount on Record |
| Deed Document Number | 1997980823 |
| Deed Book / Page | 989 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 317 RED CLOUD RD, LUSBY, MD 20657-2589 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 317 RED CLOUD RD, LUSBY, MD 20657-2589 |
| Document Number | 0057310460 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 5731/460 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,800 (+26.74%) Land $55,200 Building $303,600 | $358,800 (+26.74%) Land $55,200 Building $303,600 | |
| 2025 | $4,036.00 (+37.23%) | ||
| 2023 | $2,941.00 Homeowner's exemption | $283,100 Land $55,200 Building $227,900 | $283,100 Land $55,200 Building $227,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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