Story County property record for 321 Cedar Dr, Gilbert, IA 50105 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,417 sqft · built 2020 |
| Lot Size | 0.309 acres (13,468 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $606,500 (Oct 2024) |
| Tax Bill | $5,348 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-405-060 |
| Primary APN | 05-09-405-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Basement Area | 1,417 sqft |
| Unfinished Basement | 1,417 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,468 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 89 sqft |
| Deck Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 CEDAR DR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPLAND TRAIL SD 1ST ADD LOT:7 GILBERT |
| Legal Subdivision | UPLAND TRAIL SUBDIVISION THIRD ADDITION |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records · APN 05-09-405-060
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 516 TIMBERLINE DR, GILBERT, IA 50105-1032 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Deed Document Number | 20247819 |
| Last Transfer Date | Mar 07, 2025 |
| Transfer Doc | 0000001529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 10, 2021 |
| Property Address | 321 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202111674 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021-11674 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 CEDAR DR, GILBERT, IA 50105-2103 |
| Document Number | 0202111675 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-11675 |
| Name | SOUTH STORY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 10, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,348.00 | $411,930 (+46.86%) Land $105,600 Building $306,330 | $411,930 (+4.14%) Land $105,600 Building $306,330 |
| 2024 | $5,348.00 (+50.06%) | ||
| 2023 | $280,500 Land $96,400 Building $184,100 | $395,550 | |
| 2022 | $3,564.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 100 / 100 |
May also be available at this address: Lumen Technologies, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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